07 Aug Four Questions on the Roth Five-Year Rule
The Roth "five-year rule" typically refers to when you can take tax-free distributions of earnings from your Roth IRA, Roth 401(k), or other work-based Roth account. The rule states that...
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05 Aug Investor Psychology: Behavioral Biases That Can Lead to Costly Mistakes
The field of behavioral finance focuses on the emotional and cognitive aspects of investing. In recent decades, well-known economists have advanced the theory that investors' decisions can be driven by...
24 Jul Why You Might Need Disability Income Insurance
Your ability to earn an income may be your most valuable asset. It might be difficult to make ends meet if you are unable to work due to illness or...
24 Jul The CARES Act Suspends Federal Student Loan Payments
On March 27, 2020, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Included in the legislation are new rules for student loan relief. The legislation provides a six-month...
24 Jul Five Key Benefits of the CARES Act for Individuals and Businesses
By now you know that Congress has passed a $2 trillion relief bill to help keep individuals and businesses afloat during these difficult times. The Coronavirus Aid, Relief, and Economic...
24 Jul Stay-at-Home Spouse? Consider a Spousal IRA
An ongoing study of IRA accounts has consistently found that women, on average, have lower retirement savings balances than men (see chart). Though there may be multiple reasons for this...
24 Jul Stock Ownership Slow to Recover
Fifty-five percent of Americans said that they (and/or a spouse) had money invested in the stock market in 2019, the same as in 2018. Stock ownership still lags pre-recession levels,...