13 Oct Investing and the patience of a Gardener
I'm not sure how long I waited for this flower to arrive. It's in the scope of 5 or more years, possibly even longer. Time does fly by. For a long...
financial planner Tag
05 Oct A Map for Your Family
A will is an essential legal document that describes how your estate should be distributed upon your death. It is the basis for the probate process and can serve as...
01 Oct Four Reasons to Review Your Life Insurance Needs
You may have purchased life insurance years ago and never gave it a second thought. Or perhaps you don't have life insurance at all and now you need it. When...
28 Sep State Income Tax: Depends on Where You Live or Work
Eight states have no state income tax. Of the 42 states with a state income tax (and the District of Columbia), the top marginal income tax rate ranges from 2.9%...
28 Sep Too Hot to Handle: What’s Ahead for the U.S. Housing Market?
The U.S. housing market, already strong before the pandemic, has heated up to record levels in 2021. The Case-Shiller U.S. National Home Price Index, which measures home prices in 20...
24 Sep IRS Releases 2022 Key Numbers for Health Savings Accounts
The IRS has released the 2022 contribution limits for health savings accounts (HSAs), as well as the 2022 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs). An...
24 Sep Federal Student Loan Payment Pause Extended Through January 2022
On August 6, 2021, the U.S. Department of Education announced an extension of the pause on federal student loan payments to January 31, 2022. The payment moratorium, currently in effect...
21 Sep Bankruptcy Changes Throw a Lifeline to Sinking Small Businesses
The Small Business Reorganization Act of 2019 (SBRA) added a new Subchapter V to Chapter 11 of the Bankruptcy Code, which was intended to "streamline the process by which small...
17 Sep Grandparent 529 Plans Get a Boost Under New FAFSA Rules
529 plans are a favored way to save for college due to the tax benefits and other advantages they offer when funds are used to pay a beneficiary's qualified college...
14 Sep Company Stock and Your Retirement Strategy
The opportunity to acquire company stock — inside or outside a workplace retirement plan — can be a lucrative employee benefit. Your compensation may include stock options or bonuses paid...