13 Oct Better decisions start with a better view
Last week I talked about budgeting and mindful spending—and how opportunity cost plays into that. Here’s the next layer:A lot of people think they just need to “get better at budgeting.”But...
IRA Tag
01 Oct Struggle to stick to a budget?
Having just come off a trip to England—part business, part pleasure—I’ve been thinking about spending. True confession: I’m a financial advisor who’s great with spreadsheets, and I’ve tracked my money down...
25 Sep The spending hamster wheel
More income doesn’t always mean more freedom. Some people earn six figures and still feel broke. Others earn half that and retire early. What gives? It’s not magic. It’s habits, choices, and values. If every raise...
25 Aug Small Details Shape the Big Picture
Small Details Shape the Big Picture It’s easy to put pressure on yourself to get every money decision right. But not every choice has the same impact. Some decisions are small, like...
12 Aug Roth vs. Traditional IRA?
Roth vs. Traditional IRA: Which One Fits Your Life Better? Your retirement plan should fit your life, not the other way around. Life transitions often spark a fresh look at your finances....
24 Apr SECURE 2.0 Adds Early Withdrawals
The SECURE 2.0 Act, passed as part of an omnibus spending bill in December 2022, added new exceptions to the 10% federal income tax penalty for early withdrawals from tax-advantaged...
10 Apr Your Chance to Catch Up on Retirement Saving
If you are age 50 or older and still working, you have a valuable opportunity to super-charge your retirement savings while managing your income tax liability. Catch-up contributions offer the...
19 Apr Simplified Employee Pension (SEP IRA)
What is it? A simplified employee pension (SEP) is a written plan that allows employers to make retirement contributions to individual retirement arrangements (called SEP-IRAs) set up for each eligible plan...
17 Feb 401(k) and IRA: A Combined Savings Strategy
Contributing to an employer-sponsored retirement plan or an IRA is a big step on the road to retirement, but contributing to both can significantly boost your retirement assets. A recent...
- 1
- 2