17 Sep One Size Fits All?
I have a favorite store where I often find linen clothing from Europe. The dresses are usually one-size-fits-all, and they're often quite voluminous. I used to have another favorite t-shirt...
socially responsible investing Tag
08 Sep Saving, Spending and Receiving
“We fling our paychecks at pastel cookware and strawberries from farmers’ markets.” For some reason, I just loved this line from an article I read recently. It created a vivid visual...
25 Aug When Cash isn’t King or Queen
One of the saddest things I encountered early in my finance career was a gentleman nearing retirement age whose 401k had been sitting in cash his entire career. This was...
24 Jun FAFSA Changes
New Simplified FAFSA for 2024‒2025 The Free Application for Federal Student Aid — commonly known as the FAFSA — has been extensively redesigned for the 2024‒2025 school year. Because of the changes,...
19 Jun How Your Biases Can Affect Investment Decisions
Traditional economic models are based on the premise that people make rational decisions to maximize economic and financial benefits. In reality, most humans don't make decisions like robots. While logic...
19 Jun Saving for College: 529 Plan vs. Roth IRA
529 plans were created in 1996 to give families a tax-advantaged way to save for college. Roth IRAs were created a year later to give people another tax-advantaged way to...
11 Jun Liquidity
Many people are unsure about the right questions to ask to ensure a financial solution is a good fit for them. One important aspect often overlooked in financial conversations is...
22 Apr Earth Day 2024
Favorite Earth Day quote: “Today is Earth Day, which like Mother’s Day, shouldn’t be a day at all, more like an all-year-round celebration.” ~ Seth Godin. I’ve just started reading The Carbon...
15 Apr Why Do Workers Take Less Paid Time Off Than They Can?
In a 2023 survey, nearly nine out of 10 workers said it was extremely or very important to have a job that offers paid time off (PTO) for vacations, doctor...
08 Apr Are You Spending Money to Keep Stuff You Don’t Need
It's estimated that more than one in 10 Americans leases a storage unit. In June 2023, the nationwide prices charged by self-storage facilities averaged $165 per month, after rising 20%...