22 Jun Diversifying with Market Caps
The U.S. stock market struggled in 2022, with the S&P 500 index ending the year down more than 19.4%.1 The S&P 500, which includes stocks of large U.S. companies, is generally...
sustainable investing Tag
22 Jun Remote Workers Trade Commutes for Rest
According to a detailed analysis of the American Time Use Survey, individuals who worked at home in 2020 instead of commuting to an office collectively saved 60 million hours each...
10 Jun Debt Optimization Strategies
To help improve your financial situation, you might consider reducing your debt. Before starting any debt payoff strategy (or combination of strategies), be sure you understand the terms of your...
08 Jun Protecting Your Business Against the Loss of a Key Person
Have you thought about how your business would be impacted by the death or disability of you (the owner) or another key employee? It's important that you create a plan...
26 May Reasons to Roll
When you leave your job or retire, you have an opportunity to manage your funds in an employer-sponsored retirement plan such as a 401(k), 403(b), or government 457(b) plan. Depending...
15 May SECURE 2.0 Helps Small Employers Help Their Employees
[caption id="attachment_18969" align="alignleft" width="169"] 41% of employees with access to a retirement plan at work had saved at least $250,000 by 2022. Source: Employee Benefit Research Institute, 2022[/caption] Approximately 78% of...
27 Apr How Changing Shelter Costs Influence Inflation
Fast-rising U.S. shelter costs — consisting of tenants' rent and owners' equivalent rent — were the top driver of inflation in 2022, but this may be a trend that has...
24 Apr Retirement Age Expectations vs. Reality
Workers typically plan to retire much later than the actual age reported by retirees. In the 2022 Retirement Confidence Survey, 65% of workers said they expect to retire at age...
24 Apr SECURE 2.0 Adds Early Withdrawals
The SECURE 2.0 Act, passed as part of an omnibus spending bill in December 2022, added new exceptions to the 10% federal income tax penalty for early withdrawals from tax-advantaged...
14 Apr Famous People Who Died Without Proper Planning
The importance of proper estate planning cannot be overstated, regardless of the size of your estate or the stage of life you're in. Nevertheless, it's surprising how many American adults...