10 Apr Annuity Income: Annuitization vs. Lifetime Withdrawal
During your working years, you're accustomed to living on an income from your job. When you retire, the income from employment ends. Social Security provides a steady income, but it...
Retirement
23 Feb Charitable Giving Can Be a Family Affair
Posted at 15:43h
in Budgeting, Economy, Insurance, Investing, Retirement, socially responsible investing, sustainable investing, Uncategorized
As families grow in size and overall wealth, a desire to "give back" often becomes a priority. Cultivating philanthropic values can help foster responsibility and a sense of purpose among...
17 Feb 401(k) and IRA: A Combined Savings Strategy
Contributing to an employer-sponsored retirement plan or an IRA is a big step on the road to retirement, but contributing to both can significantly boost your retirement assets. A recent...
29 Dec Retirement Plan Limits on the Rise in 2022
Many IRA and retirement plan limits are indexed for inflation each year. Although the amount you can contribute to IRAs remains the same in 2022, other key numbers will increase,...
19 Nov Company Stock and Your Retirement Strategy
Posted at 08:00h
in Budgeting, Economy, Insurance, Retirement, socially responsible investing, sustainable investing, Uncategorized
The opportunity to acquire company stock — inside or outside a workplace retirement plan — can be a lucrative employee benefit. Your compensation may include stock options or bonuses paid...
16 Nov Retirement Investors: This Back Door May Be Closing for Good
Among the many provisions in the multi-trillion-dollar legislative package being debated in Congress is a provision that would eliminate a strategy that allows high-income investors to pursue tax-free retirement income:...
12 Nov How Long Do Workers Stay with Their Employers?
Posted at 08:00h
in Budgeting, Insurance, Investing, Retirement, socially responsible investing, sustainable investing, The Economy, Uncategorized
The median number of years that wage and salary workers had been with their current employer was 4.1 years in January 2020. However, employee tenure tends to vary based on...
09 Nov Women Face Challenges in a Post-Pandemic World
Posted at 08:00h
in Budgeting, Insurance, Investing, Retirement, socially responsible investing, sustainable investing, The Economy, Uncategorized
The COVID-19 economic crisis tested the mettle of all Americans, particularly working mothers. Research shows that the pandemic's impacts on women have been far-reaching and potentially long-lasting. Now that the...
05 Nov Net Price Calculators Help Gauge College Affordability
Posted at 22:50h
in Budgeting, Insurance, Investing, Retirement, socially responsible investing, sustainable investing, The Economy
Fall is the time when many high school seniors narrow their college lists and start applying to colleges. One question that is often front and center on the minds of...
29 Oct Social Security’s Uncertain Future: What You Should Know
Social Security is a pay-as-you-go system, which means today's workers are paying taxes for the benefits received by today's retirees. However, demographic trends such as lower birth rates, higher retirement...