18 Nov Moving your 401k?
Rolling Over a Retirement Account? Here’s One Costly Mistake to Avoid ⚠️ When you move money from a 401(k) or other employer plan into an IRA, how that money moves makes...
Retirement
29 Oct Don’t Miss This SEP + IRA Strategy
If you're self-employed, understanding the difference between employer and individual retirement contributions isn’t just a technicality—it can have a real impact on your taxes. In this article, I break down...
25 Sep The spending hamster wheel
More income doesn’t always mean more freedom. Some people earn six figures and still feel broke. Others earn half that and retire early. What gives? It’s not magic. It’s habits, choices, and values. If every raise...
25 Aug Small Details Shape the Big Picture
Small Details Shape the Big Picture It’s easy to put pressure on yourself to get every money decision right. But not every choice has the same impact. Some decisions are small, like...
12 Aug Roth vs. Traditional IRA?
Roth vs. Traditional IRA: Which One Fits Your Life Better? Your retirement plan should fit your life, not the other way around. Life transitions often spark a fresh look at your finances....
15 Apr SEP IRA vs. Solo 401(k): Weighing Your Retirement Options
Small business owners and self-employed individuals have several retirement plan options, with SEP IRAs and Solo 401(k)s being two popular choices. Each offers distinct advantages and limitations that could impact...
01 Feb Retirement Plan Limits for 2025
2025 and 2024 contribution rates for employer and individual retirement accounts, including income phase-outs for IRA deductions and ROTH IRA contributions.Note that starting in 2025, there is an additional age...
01 Apr Do you know if your retirement is at risk?
An analysis of data from the Federal Reserve Survey of Consumer Finances found that 47% of U.S. households were at risk of not having adequate retirement income, but only 19% were aware...
09 Feb 2024 Key Numbers – Retirement Planning
2024 and 2023 contribution rates for employer and individual retirement accounts, including income phase-outs for IRA deductions and ROTH IRA contributions. Employee/individual contribution limits 1 Must aggregate employee contributions to all 401(k), 403(b),...
01 Jan Retirement Plan Limits for 2024
[caption id="attachment_19120" align="alignleft" width="170"] Retirement savings limits are once again on the rise in 2024.[/caption] Many IRA and retirement plan limits are indexed for inflation each year. Several of these key...